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logo
  • Home
  • Home Purchase
  • Refinance
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  • Calculators
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    • Loan Process
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Recent Articles

Buying and Selling Through the Holidays
Nov
09
2026
Buying and Selling Through the Holidays
The holiday season brings a different kind of real estate market. Buyers, sellers, and real estate professionals are balancing family commitments, travel plans, and shorter business weeks. But while activity may slow, the housing market doesn't stop. In fact, the holidays can create...
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A Mortgage With an Earlier Finish Line
Nov
02
2026
A Mortgage With an Earlier Finish Line
Paying off your mortgage early does not necessarily require a bigger paycheck, a major lifestyle change or an aggressive financial strategy. Sometimes, the difference comes down to making better use of the money you already have. The secret is understanding how mortgage principal...
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Color Is the New Curb Appeal
Oct
26
2026
Color Is the New Curb Appeal
In 2026, home design is becoming more personal, comfortable and practical. Buyers still notice attractive kitchens and stylish finishes, but they are also paying attention to how a home feels and functions. From curved kitchen islands to warm wood accents and calming paint colors,...
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What Happens If Mortgage Rates Fall After You Buy?
Oct
19
2026
What Happens If Mortgage Rates Fall After You Buy?
Buying a home is a major financial commitment, but your mortgage rate does not have to be the rate you keep forever. If mortgage rates fall after you purchase your home, you may have an opportunity to lower your monthly payment through refinancing. The key is knowing when the savings are...
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How To Find the Best Realtor
Oct
11
2026
How To Find the Best Realtor
Choosing the right Realtor is about more than impressive social media posts or a long list of homes for sale. You need someone who understands your local market, protects your interests, and can solve problems when a transaction gets complicated. In 2026, smart homebuyers should look...
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About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 2419663
www.nmlsconsumeraccess.org

Contact Us

Dick Girard
Girard Mortgage LLC
NMLS: 512531
Lone Tree, CO 80124
Phone: (303) 882-8626
dg@girardmortgage.com

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